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Credit Repair Program

Credit repair Should Be this Easy


Credit repair is not a difficult process to begin with.
We make improving your credit score even easier.

Credit repair companies make it sound like repairing your credit is a big mystery that requires legal expertise and years of practice. The truth is that all you need is the time to do some research, compose a few letters, and deal with the credit bureaus.

Pacific Residential Financing does not exist because you need an expert to repair your credit. We are here because our customers prefer to have us repair their credit for them. We manage the tedious work of credit repair so you can spend your time on better things.

Simple

We take the hassle out of credit repair. Sign up for our credit services, tell us which credit items to dispute, and we'll get started right away.

Effective

Our credit repair process works. Our customers have seen late payments, collections, bankruptcies, and more removed from their credit reports.

Affordable

We will provide you with the same credit repair service that has saved our customers thousands in interest payments.

 

 

Credit Education & Improvement Services 

 

 

We help our client's increase their scores,

through credit improvement and education.

Credit score improvement can be done. We have improved thousands of peoples' credit situations, and we will do the same for you. How can we make such a promise? Because we know we will raise your score.

 

We have an average success rate of 75-80% overall in removing negative items from a client's credit report, and on average, we see an increase in credit scores by 75 to 100+ points over a 4-6 month period. The increase can be even more significant if the borrower participates and follows the consulting advice given by  our Credit Specialists from the beginning of the 6-month program.

 

 

 

WE ARE SCORE DRIVEN
Luckily for you, we know what makes your score go up and what makes it go down and those are the factors that matter to us.

WE FOCUS ON EVERY ASPECT OF YOUR SCORE
Did you know that other so-called credit "experts" focus on just 35% of the score? We work on 100% of the factors that make up your score so you can get more points-faster. 

WE OFFER A COMPRENHENSIVE PROGRAM
We offer a 6-month program for our customers nationwide. We know permanent credit improvement cannot be done in 30-90 days. While our clients see dramatic improvement in the first 1-2 months, the best and lasting improvement happens in 4-6 months. That's what we are working toward-lasting improvement-not just a band-aid.

 

PROGRAM 1 - Individual
Includes Initial Consultation & Free Pre-Evaluation
In-Depth Credit Profile Evaluation & Educational Resources
6 Month Remediation Program 

PROGRAM 2- Individual w/Spouse
Includes Initial Consultation & Free Pre-Evaluation
In-Depth Credit Profile Evaluation & Educational Resources
6 Month Remediation Program

ADD ON - Expedite It! 
For those borrowers who are in a hurry to proceed with the loan process, We offer "Expedite It", a program that focuses on creating results within 60-120 days vs. 6 months. There are no guarantees; however, the 100% refund policy still applies to the basic program. The expedite fees are non-refundable.

 
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